Summary: Part three in a four part series on handling your finances.

God promises to meet our NEEDS! Matthew 6:24-34

Therefore I urge you, brethren, by the mercies of God, to present your bodies a living and holy sacrifice, acceptable to God, which is your spiritual service of worship. And do not be CONFORMED to this world, but be transformed by the RENEWING of your mind, so that you may prove what the will of GOD is, that which is good and acceptable and perfect. Romans 12:1-2 NASB

“P-R-A-C-T-I-C-E makes perfect…”

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P URPOSE in your heart to serve GOD

"No one can serve two masters; for either he will hate the one and love the other, or he will be devoted to one and despise the other. You cannot serve God and wealth. Matthew 6:24 NASB

But if you refuse to serve the LORD, then choose today whom you will serve. Would you prefer the gods your ancestors served beyond the Euphrates? Or will it be the gods of the Amorites in whose land you now live? But as for me and my family, we will serve the LORD."

Joshua 24:15 NLT

R EAD a chapter of Proverbs daily.

These are the wise sayings of Solomon, David’s son, Israel’s king-- Written down so we’ll know how to live well and right, to understand what life means and where it’s going; A manual for living, for learning what’s right and just and fair; To teach the inexperienced the ropes and give our young people a grasp on reality. There’s something here also for seasoned men and women, still a thing or two for the experienced to learn-- Fresh wisdom to probe and penetrate, the rhymes and reasons of wise men and women. Start with GOD--the first step in learning is bowing down to GOD; only fools thumb their noses at such wisdom and learning. Proverbs 1:1-7 MSG

A SK for wisdom.

But if any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him. But he must ask in faith without any doubting, for the one who doubts is like the surf of the sea, driven and tossed by the wind. James 1:5-6 NASB

C ALCULATE the cost of your spending.

"For which one of you, when he wants to build a tower, does not first sit down and calculate the cost to see if he has enough to complete it? "Otherwise, when he has laid a foundation and is not able to finish, all who observe it begin to ridicule him, saying, ’This man began to build and was not able to finish.’ "Or what king, when he sets out to meet another king in battle, will not first sit down and consider whether he is strong enough with ten thousand men to encounter the one coming against him with twenty thousand? "Or else, while the other is still far away, he sends a delegation and asks for terms of peace. "So then, none of you can be My disciple who does not give up all his own possessions. Luke 14:28-33 NASB

T AKE time to make your financial decisions.

I NVEST for God’s Kingdom.

"Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. "But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in or steal; for where your treasure is, there your heart will be also. Matthew 6:19-21 NASB

C ONSIDER an accountability group.

E VALUATE your progress monthly.

- Evaluate your spending

- Evaluate your savings

- Evaluate your giving

- Evaluate your total debt