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In my youth, I had an older friend named Phil. Phil barely made a living. He never had a high paying job. But he always had something to give to those in need. When someone with financial needs came to Phil for help, Phil would always give this advice along with the money they needed; "if you would give ten percent of your income to God, He would take care of you and you wouldn’t need to ask anyone else for help." I don’t know how many accepted his advice, but I heard it so much, I tried it. And, it works.

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