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ILLUSTRATION: If only Interest Rates were so good.


Before you whip out that plastic, remember, most people don’t handle these little debt detonators very well. The fact is, nearly 75 percent of Americans who use credit cards make only the minimum payment each month. At that rate (minimum payments) you could spend the next thirty years paying back a $3,000 credit card debt and give the financial institution $8,000 worth of interest. It’s the principle of compound interest in reverse.


Credit Cards – Savings account 2.0% IF YOU’RE LUCKY.

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