Meanwhile nothing really changed for most of us. People, people who work hard, are still losing their houses while politicians debate how to best fix the situation. The children of working poor suffer because some can’t afford health insurance. The lower interest (not the prime rate) was supposed to free up millions of dollars according to CNN. Who’s millions? The stock market rebounded. I didn’t suddenly have a few extra dollars to spend. That particular rate didn’t affect me. How about any of you? Most likely it helped those who already had millions anyway.