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Some time ago, oil was discovered in southern Kentucky. Believe me it wasn’t a major oil strike by any stretch, but it was a big deal for Kentucky and soon that entire area of the countryside was ripped apart, as more and more people began drilling. One day, a man who was driving through the area saw a local farmer on the road, walking into town. He offered the farmer a ride and during the course of their conversation, the man driving the car learned that oil had been discovered on this man’s farm. The farmer said, "Yes sir! Three good wells! They say they’ll bring in at least 300 barrels a day." So, at that time, at $27 a barrel for crude, this average “Joe farmer” just discovered an annual income of about $2.5 million dollars after expenses. At this, the other man replied, "My goodness. What are you going to do with...

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