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Count the Cost - “Think for a moment of the most worthless, unnecessary purchase you have made in recent years. Perhaps it was an electric shaver that now sits in the garage or an article of clothing that will never be worn. It is important to realize that this item was not purchased with your money; it was bought with your time, which you traded for money. In effect, you swapped a certain portion of your allotted days on earth for that piece of junk that now clutters your home.” (Dr. James Dobson & Ron Blue, Four Principles of Money Management, web site).

For that purchase, you traded time you could have spent with your family, that you...

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