Summary: This sermon begins with an amusing story and continues to establish our sin debt when we accept Jesus as our Savior.

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A Debt of $0.00

Romans 8:1-10

1 There is therefore now no condemnation to those who are in Christ Jesus, who do not walk according to the flesh, but according to the Spirit.

2For the law of the Spirit of life in Christ Jesus has made me free from the law of sin and death.

3For what the law could not do in that it was weak through the flesh, God did by sending His own Son in the likeness of sinful flesh, on account of sin: He condemned sin in the flesh,

4that the righteous requirement of the law might be fulfilled in us who do not walk according to the flesh but according to the Spirit.

5For those who live according to the flesh set their minds on the things of the flesh, but those who live according to the Spirit, the things of the Spirit. 6For to be carnally minded is death, but to be spiritually minded is life and peace.

7Because the carnal mind is enmity against God; for it is not subject to the law of God, nor indeed can be.

8So then, those who are in the flesh cannot please God.

9But you are not in the flesh but in the Spirit, if indeed the Spirit of God dwells in you. Now if anyone does not have the Spirit of Christ, he is not His.

10And if Christ is in you, the body is dead because of sin, but the Spirit is life because of righteousness.

In March 1992, a man living near Boston, Massachusetts

received a bill for his unused credit card.

The bill stated that he owed $0.00.

He ignored it and threw it away.

In April he received another bill and threw that one away, too.

In May the credit card company sent him a very nasty note.

It said they were going to cancel his card

if he didn't send them $0.00.

He called and talked to them.

They said it was a computer error

and told him they'd take care of it.

The following month he decided to try out the credit card

figuring that if there were purchases on his account

it would put an end to his ridiculous predicament.

However, in the first store he tried to use his credit card

he found that his card had been canceled.

He called the credit card company.

They apologized for the computer error once again

and said that they would take care of it.

The next day he got a bill for $0.00

stating that payment was now overdue.

Assuming that the latest bill was yet another mistake,

he ignored it, believing the company would sort the problem out.

The next month he got a bill for $0.00

stating that he had 10 days to pay his account

or the company would have to take steps to recover the debt.

Finally giving in, he mailed them a check for $0.00.

The company processed his account.

They returned a statement

stating that he now owed the credit card company nothing at all.

A week later, the man's bank called him

asking him what he was doing writing a check for $0.00.

After a lengthy explanation,

the bank replied that the $0.00 check

had caused their check processing software to fail.

The bank could not now process

ANY checks from ANY of their customers that day

because the check for $0.00 was causing the computer to crash.

The following month the man

received a letter from the credit card company

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