6-Week Series: Against All Odds


Summary: 18 guidelines for managing your money. 1-10 scriptures each. Get knowledge, work, save, be frugal, avoid deception, buy cheap, diversify, give to God, avoid usury, don’t borrow, use gold and silver, don’t steal or covet, be blessed, teach others.

Biblical Guidelines for Managing your Money

By Jason Hommel

author of goldismoney.com & bibleprophesy.org

1. Seek knowledge from God and the Bible. Fools refuse instruction. People are destroyed for lack of knowledge. Seek wisdom first, then all other things are added. Seek the kingdom first, and all will be added to you. Seek out the council of wise men.

Proverbs 16:16 How much better is it to get wisdom than gold! and to get understanding rather to be chosen than silver!

Proverbs 1:7 The fear of the LORD is the beginning of knowledge: but fools despise wisdom and instruction.

James 1:5 If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him.

Hosea 4:6 My people are destroyed for lack of knowledge: because thou hast rejected knowledge, I will also reject thee, that thou shalt be no priest to me: seeing thou hast forgotten the law of thy God, I will also forget thy children.

Proverbs 13:18 Poverty and shame shall be to him that refuseth instruction: but he that regardeth reproof shall be honoured.

2 Chronicles 1:11 And God said to Solomon, Because this was in thine heart, and thou hast not asked riches, wealth, or honour, nor the life of thine enemies, neither yet hast asked long life; but hast asked wisdom and knowledge for thyself, that thou mayest judge my people, over whom I have made thee king:

12 Wisdom and knowledge is granted unto thee; and I will give thee riches, and wealth, and honour, such as none of the kings have had that have been before thee, neither shall there any after thee have the like.

Matthew 6:33 But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.

Proverbs 15:22 Without counsel purposes are disappointed, but in the multitude of counselors they are established.

2. Work. Tend your flocks. Be diligent. You must pay attention to your investments, and take care to know the state of the companies in which you invest. (Be not deceived.)

Galatians 6:7 Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.

2 Thessalonians 3:10 For even when we were with you, this we commanded you: that if any would not work, neither should he eat.

Proverbs 31:16 She considereth a field, and buyeth it: with the fruit of her hands she planteth a vineyard.

Proverbs 10:4 He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich.

Proverbs 13:4 The soul of the sluggard desireth, and hath nothing: but the soul of the diligent shall be made fat.

Proverbs 22:29 Seest thou a man diligent in his business? he shall stand before kings; he shall not stand before mean men.

Proverbs 27:23 Be thou diligent to know the state of thy flocks, and look well to thy herds.

3. Don’t be lazy, you must work. Laziness leads to poverty.

Proverbs 18:9 A lazy person is as bad as someone who destroys things. (NIV)

Ecclesiastes 10:18 By much slothfulness the building decayeth, and through idleness of the hands the house leaks.

Proverbs 24:30 I went by the field of the slothful, and by the vineyard of the man void of understanding;

31 and lo, it was all grown over with thorns, and nettles had covered the face thereof, and the stone wall thereof was broken down.

32 Then I saw and considered it well; I looked upon it, and received instruction:

33 Yet a little sleep, a little slumber, a little folding of the hands to sleep --

34 so shall thy poverty come as one that wandereth, and thy want as an armed man.

Proverbs 20:13 Love not sleep, lest thou come to poverty; open thine eyes, and thou shalt be satisfied with bread.

Proverbs 28:19 He that tilleth his land shall have plenty of bread: but he that followeth after vain persons shall have poverty enough.

4. You must save the excess portion that you get from all your hard work. You must save to become wealthy. Saving means spending less than you earn. There is no other way to become wealthy.

Proverbs 6:6 Go to the ant, thou sluggard; consider her ways, and be wise:

7 Which having no guide, overseer, or ruler,

8 Provideth her meat in the summer, and gathereth her food in the harvest.

Proverbs 30: 24 There are four things which are little upon the earth, but they are exceeding wise:

25 the ants are a people not strong, yet they prepare their meat in the summer;

5. Do not live extravagantly to excess. A Rich man built barns for his money, for a plan of laziness, and it was all taken away. Another rich man lived extravagantly, and ignored the poor, and was taken to hell. But having riches was not the problem, because having wealth is not incompatible with being a disciple of Jesus. A rich man was a disciple of Jesus.

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