Summary: 8th in series on marriage. Topical sermon on money in marriage.
HOW TO KEEP FINANCES FROM FIZZLING THE FLAME
Howard Dayton said, in a report released in 1986, that at the time, 56% of all divorces were a result of financial tension in the home. (Howard Dayton, Homemade, June 1986)
Let’s face it, how we handle money makes a great impact on our home life, on our families, and on our marriages. When we make wise choices and wise decisions, our marriages benefit. When we make unwise decisions, they suffer.
So, how are we to handle our finances in the home? What do we do to keep our money problems from destroying the romance? How do we keep finances from fizzling the flame?
This morning I would like to share with you 5 biblical principals to wisely handling money in your marriage; 5 ways to keep finances from fizzling the flame.
1. Consider your spouse.
> Matthew 7:12 Therefore, whatever you want others to do for you,
do also the same for them ...
God has wired us all differently. He has made us with
different priorities, different dreams, different personalities. Some of
us are spenders. Some are savers. Some of us think one thing is a
good deal, while others think we’re wasting money. God has made us
different. When you’re thinking about your finances, when you’re
talking about money, consider your spouse.
For instance, most of us preachers love books. We seldom
see a book we don’t want. Tom told me that after attending
seminary, he knew the Lord wasn’t calling him to be a preacher
because he was willing to sell his books. Our wives don’t always
share our fascination with books. I know a student whose wife
placed a book on his plate at the supper table one night because she
told him they didn’t have money for groceries. He’d spent it all on
Well, he needed to consider his spouse before he continued to buy what was important to him.
Gentlemen, you need to consider your spouse when you’re making financial decisions. Ladies, you need to consider your husband and his feelings, try to see things from his perspective when talking about money. If you continue to spend, imagine the helplessness your husband or your wife feels when he or she can’t see you ever getting ahead.
If you want to keep finances from fizzling the flame, consider your spouse. If you want to keep finances from fizzling the flame, count the cost.
In this parable, in this instruction, Jesus is primarily talking about the importance of counting the cost of following Him. He says, “If you are going to be His disciple, you must count the cost.” The principle He leaves us with, however, is that everything has a cost. When we make a decision we must count the cost.
2. Count the Cost - “Think for a moment of the most worthless, unnecessary purchase you have made in recent years. Perhaps it was an electric shaver that now sits in the garage or an article of clothing that will never be worn. It is important to realize that this item was not purchased with your money; it was bought with your time, which you traded for money. In effect, you swapped a certain portion of your allotted days on earth for that piece of junk that now clutters your home.” (Dr. James Dobson & Ron Blue, Four Principles of Money Management, Family.org web site).