Improve your sermon prep with our brand new study tools! Learn all about them here.

Summary: Imputation: God credits our account (PowerPoint slides to accompany this talk are available on request - email:

  Study Tools

Imputation: God credits our account

Reading: Romans chapter 4 verses 1-8:


• Did you know that the average person spends one-fifth of his or her life talking?

• That’s what the statistics say.

• If all of our words were put into print,

• The result would be this:

• A single day’s words would fill a 50-page book,

• While in a year’s time the average person’s words would fill 132 books of 200 pages each!


• Pianist Arthur Rubenstein, was conversational in eight languages,

• He once told this story on himself:

• Some years ago he was assailed by a stubborn case of hoarseness.

• The newspapers were full of reports about smoking and cancer;

• So he decided to consult a throat specialist.

• “I searched his face for a clue during the 30-minute examination,”

• Rubenstein said, “but it was expressionless.

• He told me to come back the next day.

• I went home full of fears, and I didn’t sleep that night.”

• The next day there was another long examination and again an ominous silence.

• “Tell me,” the pianist exclaimed.

• “I can stand the truth. I’ve lived a full, rich life. What’s wrong with me?”

• The physician said,

• “Mr Rubenstein you talk too much.”

Many a public speaker has had the same complaint as Rubenstein:

• Paul the apostle was a preacher and as a result of his words upsetting people;

• He found himself imprisoned.

• Unable to preach he wrote and we have many of his letters in the New Testament;

• In those letters he chose his words carefully.

As Christians it is very important for us to know the meaning of Bible/theological words:

• We need to understand these words and how they apply to our lives.

• Words such as justification, sanctification, propitiation, imputation and mediation;

• We need to understand what these words mean and how they apply to our lives.

• These words make up the technical vocabulary of the Christian life & are very important.


• They are like jewels waiting to be discovered;

• If we take time to dig them up and polish & hone them;

• We can enjoy their immense beauty and theological value!

(1). Explanation of Imputation.

(1). A financial term.

In Romans chapter 4 verses 1-8:

• Paul is drawing on the picture of a banker,

• Because the idea of "imputation," is a financial term.

• Everyone in this room will have been involved in that process;

• Whenever you have gone to a bank or building society.


• When you go to the bank or Building Society and deposit money,

• Imputation takes place.

• That deposit of cash or cheque that you have just made;

• Will be credited to your account, written on your record.

• That is what we mean this morning;

• When we use this word ‘Imputation’:

(2&3). Humanity (debt) Christ (credit)

• Think of it this way.

• Picture two bankbooks.

• One of them has Christ’s name on it,

• And the other has Adam’s name on it

• The record book for our Lord Jesus Christ is perfect-there is no indebtedness whatsoever.

• He is absolutely righteous, and His record is spotless.

• But alas, the record book for Adam is imperfect-he is bankrupt!

• He has sinned and come short of the glory of God.

Browse All Media

Related Media

God Breathed
PowerPoint Template
Power Of The Word
PowerPoint Template
Talk about it...

Nobody has commented yet. Be the first!

Join the discussion