Summary: Even as Christians, we all commit sin. So can we pay that sin debt? This sermon answers that question.

A Debt Of $0.00

Romans 8:1-10

1 There is therefore now no condemnation to those who are in Christ Jesus, who do not walk according to the flesh, but according to the Spirit.

2For the law of the Spirit of life in Christ Jesus has made me free from the law of sin and death.

3For what the law could not do in that it was weak through the flesh, God did by sending His own Son in the likeness of sinful flesh, on account of sin: He condemned sin in the flesh,

4that the righteous requirement of the law might be fulfilled in us who do not walk according to the flesh but according to the Spirit.

5For those who live according to the flesh set their minds on the things of the flesh, but those who live according to the Spirit, the things of the Spirit.

6For to be carnally minded is death, but to be spiritually minded is life and peace.

7Because the carnal mind is enmity against God; for it is not subject to the law of God, nor indeed can be.

8So then, those who are in the flesh cannot please God.

9But you are not in the flesh but in the Spirit, if indeed the Spirit of God dwells in you. Now if anyone does not have the Spirit of Christ, he is not His.

10And if Christ is in you, the body is dead because of sin, but the Spirit is life because of righteousness.

In March 1992, a man living near Boston, Massachusetts

received a bill for his credit card that he’d never used.

The bill stated that he owed $0.00.

He ignored it and threw it away.

In April he received another bill and threw that one away.

In May the credit card company sent him a very nasty note.

It said they were going to cancel his card

if he didn't send them $0.00.

He called and talked to them.

They said it was a computer error

and told him they'd take care of it.

More of that story a little later!

Point #1. There is a debt that we owe because of our sin.

Romans 6:23 says, "The wages of sin is death"

The sentence of death began with Adam and Eve.

Genesis 2:17 but of the tree of the knowledge of good and evil you shall not eat, for in the day that you eat of it you shall surely die."

That death sentence has passed down

through all the generations.

Every person born into this world will eventually die.

Our mortal bodies are prone to commit sin.

It’s something we cannot avoid.

In this life, we all sin.

Some people believe keeping the 10 Commandments

will get us into heaven.

Some people believe good people go to heaven

and bad people go to hell.

Nobody can be good enough to go to heaven!

As hard as we might try, we still commit sin.

We all have a sin debt.

Let’s get back to my story for today.

The next month the man decided to try out the credit card

figuring that if there were purchases on his account

it would put an end to his ridiculous predicament.

However, in the first store he tried to use his credit card

he found that his card had been canceled.

So he called the credit card company.

They apologized for the computer error once again

and said that they would take care of it.

The next day he got a bill for $0.00

stating that payment was now overdue.

Assuming that the latest bill was yet another mistake,

he ignored it,

believing the company would sort the problem out.

More of that story in a moment.

Point #2. For those who are in Christ Jesus, our debt has been canceled.

1 There is therefore now no condemnation to those who are in Christ Jesus, who do not walk according to the flesh, but according to the Spirit.

Though we have a sin debt, the Bible says we owe nothing.

Those who accept Jesus as their Savior have no sin debt.

Romans 5:18 says,

Therefore, as through one man's offense judgment came to all men, resulting in condemnation, even so through one Man's righteous act the free gift came to all men, resulting in justification of life.

Many people do good works

believing that will get them to heaven.

Well, how many good works are needed?

If our good works are more than our bad work

does that get us into heaven?

Romans 4:4-6 says, Now to him who works, the wages are not counted as grace but as debt. 5 But to him who does not work but believes on Him who justifies the ungodly, his faith is accounted for righteousness, 6 just as David also describes the blessedness of the man to whom God imputes righteousness apart from works:

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