Summary: With our economy in turmoil the stock market crashing and finacial companies filling bankruptcy we must make Solid Investments that will produce a positive return.

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District Elder M.L. Maughmer, Jr.

Matthew 6:19-21 “Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: For where your treasure is, there will your heart be also”.

OPENING: - Solid Investments is something that most people consider at some point in their life. No doubt many of us have at some point in the past have taken money and invested it in some stock or mutual fund in order for it to grow and be available for us to use in the future. For example on my job I have what is called a Thrift Savings Plan or TSP for short, it’s similar to a 401K. What I do with this TSP is every payday a certain amount of my check is applied to this TSP. What I have done and am able to do is to decide where I want to put this money or any portion of this money on certain investment options. Some of the money I have going into options that are high risk, they are unstable options that don’t always yield a return, more often then not they loose value, but when it does yield a return the return on them is wonderful. On other options I have they are not high risk and the return is not all that great, but the return on them is more likely to happen then not, these are called solid investments.

Now we understand that there are evidently, some risk involved when we invest money. We could easily loose part or even all of our investment leaving us financially worse off than we were when we initially made the investment. Investments are similar to the lottery in the fact that when a person invests money into the stock market they are actually taking a chance that they will get something in return.

Investments are made for many different reasons ranging from getting ready for retirement, college for the kids, the fear of not having anything in our later years in life to the ultimate reason like the “Brothers Johnson” song said I want to be rich, I want the pie in the sky.

For the most part people try to invest wisely. Some people do extensive research on where to invest their money and try to do it themselves with self-investing companies like e-trade, Scottrade and many other self investing programs. Others seek people that have experience in investing and ask for their advice. While some go to a person that has been trained in financial investments, known as a financial planner or stockbroker.

Regardless if you do it yourself or have a professional investment broker help you understand that the key to investments is to try to minimize your losses and maximize your gains. Sometimes people are successful in doing this other times they say as Will Rogers once said, “I’m more interested in getting a return of my money than a return on my money”. Investing can be a very tricky and is a very unstable thing.

Before we get too far into this message let me make sure, you have an understanding of investments. The root word of investments is invest. Invest means to commit (money) in order to earn a financial return, to make use of for future benefits or advantages. The word solid means being without an internal cavity or flaw, having no break or interruption, uniformly close and coherent texture. Therefore, “Solid Investments” is to make use of something strong, without flaw in order to produce future benefits or advantages that are strong and firm. I am talking about “Solid Investments”.

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