Sermons

Summary: The Christian should always feel “Indebted To Love.” But why? Why should we always feel indebted to love? Let’s consider a couple things this morning. Why We Owe The Debt How We Pay The Debt

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Indebted To Love

Romans 13:8-10

INTRO: Read Text

The very first phrase of our passage today is some pretty good advise, but really how many of us have done the opposite? “Let no debt remain outstanding.” I would venture to say that most of the people we have here today have some sort of financial debt. I’m pretty sure that there are several who have no financial debt, but if I were a betting man, I would bet that over 75 percent of us have financial debt.

Even if you don’t have financial debt did you know that you are lumped into the debt statistics when comes to the average debt in each American household? While lumping all debt in America with all household whether a household has debt or not, the average household credit card debt is $7,281.00.

I checked out the debt statistics this week and this is what I came up with.

ILLUS: American Household Credit Card Debt Statistics: 2014, by Tim Chen

Based on an analysis of Federal Reserve statistics and other government data, the average household owes $7,281 on their cards; looking only at indebted households, the average outstanding balance rises to $15,608.

In considering the debt that most people have in this country, credit cards, mortgages, and student loans here is a break down.

Current as of December 2014

U.S. household consumer debt profile:

• Average credit card debt: $15,608

• Average mortgage debt: $154,847

• Average student loan debt: $32,397

In total, American consumers owe:

• $11.71 trillion in debt

◦ An increase of 3.8% from last year

• $881.8 billion in credit card debt

• $8.13 trillion in mortgages

• $1,126.0 billion in student loans

◦ An increase of 9.6% from last year

Yet our Bible passage this morning says “Let no debt remain outstanding.” We don’t always listen to what the Word of God tells us do we?

Personally I would love to be out of debt, but I’m not. I would venture to say that that there isn’t anyone who really wants to be in debt, but we are. The good news about all of this is that God willing everyone one us can overcome our financial debt. Today our Scripture tells us about a debt, the continuing debt of love and that is the only debt that Paul says is to remain outstanding.

As we look at our text today we have to back up just a bit to the previous text. Paul has just told us that we are to pay what we owe. If we owe taxes pay taxes, if revenue then revenue, if respect then respect, if honor then honor.

He has told the Christians at Rome to not only pay what you owe to your fellow Christians (chapter 12), but to non-Christians as well. And as we come to the text today he proceeds to discuss our duty to our fellow man and he says but there is one debt that you can never pay and that is to love one another.

While Christians do owe financially for our houses, cars, possibly credit cards, student loan, or maybe hospital bills and so on, those are debts we can pay, the debt we can never pay is the continuing debt to love one another.


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