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The late Larry Burkett, a Christian financial counselor & founder of Crown Ministries, gives these statistics. 40% borrow more than they can make monthly payments on. The average American family is always only 3 weeks away from bankruptcy. According to Burkett and social security statistics, 85 out of 100 Americans have less than $250 in cash saved up by age 65. Why do we have such problems? Is it because we’re over generous? The statistics would deny that as they tell us that the average American gives only 2% of their...

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