Summary: More than how much money you make or have, how you make that money and how you spend it is paramount!
Riches fly away!
Proverbs 23:5”Will you set your eyes on that which is not? For riches certainly make themselves wings; They fly away like an eagle toward heaven.”
Rev Billy Graham said: “If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.”
It was hot sweltering summer and while I was walking in my colony, an elderly gentleman waved out to me and said proudly, ‘we have purchased an air conditioner for zero interest.’ He was an educated man with highly qualified sons and daughters; smart, brilliant people do not pause to think, ‘why would somebody give me something for zero interest?’ Merchants are no fools! Why do we blindly spend may I ask? Be it taking a housing loan, personal loan or whatever, very rarely people sit, calculate and work out the pros and cons in taking the loan. The eyes is on the instant lip-smacking amount and nothing else matters!
On September 26, 2013, the Reserve Bank of India has instructed all the banks to stop offering zero interest EMI schemes for purchase of consumer goods. Further they have said, ’the interest rate is camouflaged. It is passed on to the customer as processing fee by banks offering zero per cent EMI schemes.’ Please click HERE to read the article, it is a must read please. Thank you RBI! Let me tell you something, ‘nothing comes free!’ Buy one get one free, discount offer, delight offer and festival offer are all eye wash! Do you hear me please? They are either of low quality or old stuff! If you want good stuff pay the right amount!
EMI (equal monthly installments) is one scheme which lures people into spending recklessly, I call it as the ‘enemy’s monstrous ideas’ to destroy you! Remember this! Greed and lust for luxury has been the cause of the disastrous end of many. Why do you need to buy that microwave oven or that car when you are already neck deep in debts? Do you have to invest so much on a mobile? A teenager in China's Anhui province, seventeen-year-old Xiao Zheng has sold his right kidney to buy an iPad 2. It may be Apple 5s or Orange 6z (my concocted product) stay away from temptations! Is it wise to go in for another loan when you are yet to finish the previous one? Answer me friend? Many are addicted to the ways of the world. No fun in jumping inside the church, you need to have the guts to live a simple and humble life. Now that is fortitude! That’s the testimony of a true child of God! You don’t have to flaunt your latest purchases to gain the admiration of others! I traveled in a scooter to office and was content with an old car despite earning well in a multinational bank during my initial days of salvation. All I had to do was fill in some forms to get the latest, swanky car….but I restrained from doing so. Result? When I was suddenly summoned by God to resign and work for Him, I had no hassles because I was debt-free!
More than how much money you make or have, how you make that money and how you spend it is paramount!