Summary: How to earn money? How to spend your money? How to manage your money?

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We have a lot of things to discuss about in this world. One of the things that we discuss quite often is money. Almost every conversation ends up either in money or the use of currency. Do you have a plan for your finances? If yes, does that plan match God’s plan for your money?

Money can be very constructive in life or money can be very destructive in life. How many lives have gone down, how many families have gone down as a result of the mismanagements of money and personal possessions. It has been my experience over the years in talking with couples and families one of the top issues in family counseling.

God has a plan for our money. God’s plan for our finances is a plan backed by a divine promise. Your banker may promise you something or your planner may promise you something, but only God when it comes to promises can keep his promise.

It is wonderful to have money and the things that money can buy as long as you make you have the things that money cannot buy.

I. Things money cannot buy.

1. Good Reputation.

Our reputation means more than money. Proverbs 22:1 A good name is rather to be chosen than great riches.

2. Wisdom.

Wisdom is better than money. Proverbs 3:13-15 13Blessed are those who find wisdom, those who gain understanding, 14for she is more profitable than silver and yields better returns than gold. 15She is more precious than rubies; nothing you desire can compare with her. Wisdom matters more than money.

3. Integrity.

Character means more than money.

Proverbs 23:23 Buy the truth and do not sell it – wisdom, instruction and insight as well.

MSG Buy truth – don’t sell it for love or money.

4. Intelligence.

Intelligence is greater than money. To be smart intellectually. Proverbs 20:15 Gold there is, and rubies in abundance, but lips that speak knowledge are a rare jewel.

5. Relationships.

Relationships are better than money.

Proverbs 15:17 Better a small serving of vegetables with love than a fattened calf with hatred.

6. Eternal life.

Jesus himself said eternity is more important than money. Mark 8:36-37 36For what shall it profit a man, if he shall gain the whole world, and lose his own soul? 37Or what shall man give in exchange for his soul?

The fact is that we all have to pay a price to make money, and I hope the price is never the price of your character. If we are going to protect our families and provide financial security.

II. How to earn money?

1. Earn money little by little.

Proverbs 13:11 KJV Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.

NIV Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

So winning the lottery, doing it though some kind of scam or get rich quick scheme is not God’s plan of increase. We ought to save little by little and that money grows, that is God’s principle.

2. Earn money by hard work.

Colossians 3:23 Whatever you do, work at it with all your heart, as working for the Lord, not for human masters.

It is important that we are to work hard and as a result of that get out pay check. Laziness is condemned throughout the scripture. Whatever we do, making a code, preaching sermons, providing health care, teaching students, you name the profession, you name the carrier, it is a calling in life. You are not doing that by an accident, and you realize that you are partnering with God with the work of your hands.

In fact, our jobs are so important to God that they are to be offered to him as an expression of our faith, the works of our hands to glorify him. So would not your work from Monday to Friday or Saturday be a lot better if you realize that in working hard you are pleasing God. In doing a good job you are not just earring money and a paycheck but you are doing something that matters in life.

3. Don’t’ borrow.

Some people earn their money by borrowing.

Psalm 37:21 The wicked borrow and do not repay, but the righteous give generously.

Proverbs 22:7 The borrower is slave to the lender.

5. Earn money honestly.

Proverbs 13:11 KJV Wealth gotten by vanity shall be diminished….

NIV Dishonest money dwindles away….

There is a lot of pressure today to get rich quick and to make it at whatever cost or consequences as soon as possible. So making money by manipulating people if you are in business, manipulating your work and boss if you are an employee is not right. Money made by exploiting others is dishonest money.

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