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Mr. Insured had just purchased a new 7509cc Honda motorcycle. After a few leisurely trips around the block to become acquainted with this powerful new machine, he parked the cycle in front of his home to show it off to his neighbors.

It started to rain, however, and not wanting to get the cycle wet, Mr. Insured decided to bring the cycle into his house. He put down several large boards over the front steps to make a ramp. He started the cycle up and drove up the ramp, but being unfamiliar with the power of his new cycle, he lost control on the porch, crashed through the front door and into the television set. He sustained a fractured collarbone and the living room was covered with gasoline and oil.

The ambulance took him to the local hospital and while he was there his wife and daughter cleaned up the debris, soaked up the gasoline in towels, and wrung them out in the toilet. Several hours later Mr. Insured returned home, full casted from neck to waist. Soon he went into the bathroom, where he lit a cigarette; he tossed the match into the toilet...

Needless to say the ambulance was called again. As they were carrying the battered and burned Mr. Insured out of the...

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